Robert Benincasa http://wesa.fm en Wells Fargo, Fifth Third, U.S. Bank To End Payday Loan Program http://wesa.fm/post/wells-fargo-us-bank-end-payday-loan-program Wells Fargo & Co., Fifth Third Bank and U.S. Bank said Friday that they will stop offering "deposit advances," a kind of payday loan that had <a href="http://www.npr.org/2013/12/05/247182721/banks-fill-in-the-payday-loan-gap">come under fire by federal regulators last year</a>.<p>With about $1.5 trillion in assets, Wells Fargo was the largest bank offering the costly, low-dollar loans. Fri, 17 Jan 2014 17:38:00 +0000 Robert Benincasa 22982 at http://wesa.fm Regions Bank To Discontinue Payday Loan Program http://wesa.fm/post/regions-bank-discontinue-payday-loan-program One of several banks that offer payday loans is getting out of the business.<p>Regions Bank announced Wednesday that it will discontinue its "deposit advance" product known as Ready Advance.<p>Deposit advances are small, costly loans that bank customers take out between paychecks, and pay back automatically when a scheduled direct deposit comes through.<p>As we <a href="http://www.npr.org/2013/12/05/247182721/banks-fill-in-the-payday-loan-gap">reported last month</a>, regulators and others said the loans often trapped borrowers in a cycle of debt, with customers using the advances repeatedly t Wed, 15 Jan 2014 21:18:00 +0000 Robert Benincasa 22889 at http://wesa.fm Banks Come Under Fire For Filling In The Payday Loan Gap http://wesa.fm/post/banks-fill-payday-loan-gap A payday loan is a costly form of credit operating on the fringes of the economy. That's why the target of a new crackdown by federal regulators may surprise you: Instead of a forlorn-looking storefront with a garish neon sign, it's your familiar neighborhood bank.<p>A small but growing number of banks, including some major players, have been offering the equivalent of payday loans, calling them "deposit advances."<p>That is, at least, until bank regulators stepped in Nov. Thu, 05 Dec 2013 10:03:00 +0000 Robert Benincasa 20852 at http://wesa.fm Banks Come Under Fire For Filling In The Payday Loan Gap New Accessible Playground Rules May Not Go Far Enough http://wesa.fm/post/new-accessible-playground-rules-may-not-go-far-enough Last year, the federal government made accessibility standards at playgrounds mandatory under the Americans with Disabilities Act so that children with disabilities can more easily play alongside typical kids.<p>But whether children with disabilities are able to enjoy their new civil rights to play may depend on where they live, and the design decisions their cities and towns made when they built local playgrounds.<p>For 3-year-old Emmanuel Soto, who has spina bifida and uses a wheelchair, the local playground's design doesn't work.<p>On a recent afternoon, his parents, Teresa and Juan Soto, w Wed, 28 Aug 2013 07:32:00 +0000 Robert Benincasa 15563 at http://wesa.fm New Accessible Playground Rules May Not Go Far Enough For Kids With Special Needs, More Places To Play http://wesa.fm/post/kids-special-needs-more-places-play Remember running around the playground when you were a kid? Maybe hanging from the monkey bars or seeing who could swing the highest?<p>It wasn't just a mindless energy burn. Many have called play the work of childhood. Tue, 27 Aug 2013 16:17:00 +0000 Robert Benincasa 15521 at http://wesa.fm For Kids With Special Needs, More Places To Play