The Pennsylvania Insurance Department is encouraging people to buy their flood insurance policies early this year.
Melissa Fox, spokeswoman for the Pennsylvania Insurance Department, said the buildup of snow and ice in the winter can lead to early spring floods.
With more than 50,000 miles of rivers, streams, and creeks, Pennsylvania reported $1,425,000 in damages in 2012.
Fox said homeowners are required to carry flood insurance if they live in a designated flood plain, Special Flood Hazard Area (SFHA) or high-risk area.