Pennsylvania Department of Banking

Katie Meyer / WITF

The state Department of Banking and Securities has issued a progress report on a year-old program intended to educate Pennsylvanians about financial risks and management.

As 2014 nears its end, investors are looking forward to 2015, and unfortunately, so are scammers.

The Pennsylvania Department of Banking and Securities has listed the top four emerging threats facing investors in the New Year. They are binary options, marijuana industry investments, stream-of-income investments and virtual currencies and cyber security risks.