The one idea state lawmakers heard to help homeowners facing rising flood insurance rates may have been a dud.
A Lycoming County floodplain manager told lawmakers in January: If you want a long-term way to help flood zone property owners, set up a loan bank.
Fran McJunkin said the state was in the perfect position to provide low-cost loans to people trying to flood-proof their homes.
“I think it’s really important that people are responsible for the mitigation themselves,” McJunkin said. “And this is not a giveaway program. This would be helping people find a path.”